Benefits

HEALTH INSURANCE

*Blue Cross/Blue Shield*	*Opt 1*	*Opt 2*
Family premium per month	$1,450.06	$1,431.65
Individual premium per month	$552.45	$545.82

Agency Contribution

Full Time Employee/Family plan $1,031.00 per month. (52 wks/yr. min. 30hrs/wk.)
Full Time Employee/Individual plan $415.00 per month. (52 wks/yr. min. 30hrs/wk.)
Part Time Employee/Family plan $607.00 per month. (employee works min. 501 hrs/yr.)
Part Time Employee/Individual plan $242.00 per month. (employee works min. 501 hrs/yr.)

DENTAL BLUE

Plus Premier
Family premium per month $112.66/Individual premium per month $37.10

Agency Contribution

Family/Individual plan 50% of premium per month. (employees working min. 1000 hrs/yr.)

SECTION 125 PLAN

for both health and dental insurance. Employee portion of premium is deducted from taxable wages.

PRE-TAX REIMBURSEMENT PLAN

For employees working a minimum of 1000 hrs/yr.
Health Care Reimbursement Account (annual amount $1,500 max.)
Dependent Care Reimbursement Account (annual amount $5,000 max.)

GROUP INSURANCE

Life/Disability/STD&LTD/Optional Life

Agency Contribution

100% of premium per month (for employees working min. 1000 hrs/yr.)
Life Insurance Policy: 1 times yearly salary up to $50,000.

Short Term Disability: 66.67% of gross salary up to 26 wks. maximum of $700/wk.

Long Term Disability: 60% of Gross Salary 180 day waiting period maximum $6,000/month.

THRIFT PLAN/403b

Employees may contribute to the plan immediately upon hire through pre-tax salary deductions.

Agency Contribution

6% of gross salary, plus 1% match/employee contributes 1% (employees with 1 year of service and 1,000 hours worked within that twelve month period).

OTHER BENEFITS

Vacation: first year of service-2 weeks/second year-3 weeks/third year-4 weeks (and thereafter).
Sick Time: 1 day per month.

Holidays: 12 days per year.

Personal Time: 2 days per year.