*Please see this page for up-to-date information on our programs and services during COVID-19.*

Mortgage Foreclosure Prevention Counseling

QCAP provides mortgage foreclosure prevention counseling that is in-depth and tailored to each household’s specific needs. QCAP’s Homeownership staff work one-on-one with homeowners to assess their needs, educate them about their options and design a tailored housing plan. Homeowners receive support to carry out their plan, which may include any of the following: Advocating to lenders for loan modification agreements, assistance with building a sustainable household budget, and establishing a plan to secure alternative housing. Homeowners may call (617) 479-8181 x376 for more information.

First Time Home Buyer Education

Since 1991, QCAP has helped thousands of people realize their dream of owning a home through comprehensive First Time Home Buyer (FTHB) education. QCAP’s FTHB workshop takes place over the course of two sessions for a total of nine hours. They are held at various times throughout the year. Advanced registration is required and each participant is charged $30. Please see our calendar to the right for an upcoming QCAP workshop. To locate a home buyer workshop in other regions of Massachusetts, visit the Citizens’ Housing and Planning Association (CHAPA) website.

In addition to the in-person FTHB workshop, QCAP also offers an online version. “Framework” is an online course for those who desire the convenience of a self-paced course that can be completed almost entirely at home. After the online course is completed with an overall score of 80 or above, a face-to-face session with a Homeownership Counselor, lasting about one hour, is required to obtain the certificate. The total cost of the online education, including the face to face counseling, is $100. The nonrefundable cost for the online portion of the FTHB workshop is $75. To register for the “Framework” course, visit: https://qcap.frameworkhomeownership.org . To request the required one to one follow-up session, please contact 617-479-8181, ext. 315. The $25 fee will be collected at the in person session.

Graduates of QCAP’s FTHB workshops receive a certificate of completion and may qualify for a variety of mortgages through Massachusetts Housing Partnership or MassHousing as well as through conventional lending sources. QCAP also provides one-on-one counseling for potential First Time Homebuyers who are looking for more individualized assistance. Potential homeowners looking for this service may call (617) 479-8181 x 376 for further assistance.

Housing Rehabilitation Loan Programs

Norfolk County homeowners interested in housing rehabilitation and loan programs should contact NeighborWorks of Southern Massachusetts . Investor-owners may be eligible for loans at a low interest rate if they meet program criteria.

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Contact Us

Housing Programs
617-479-8181 x376

1509 Hancock Street, 3rd Floor
Quincy, MA 02169

Southwest Community Food Center remains open for residents in need. Hours: Monday, Tuesday, Thursday, Friday 9:00-4:30, Wednesday 11:00-6:30. Call 617-471-0796.Click here for important COVID-19 Updates from QCAP (5/29/2020)