Our Programs



Mortgage Foreclosure Prevention Counseling

QCAP provides mortgage foreclosure prevention counseling that is in-depth and tailored to each household’s specific needs. QCAP’s Homeownership staff work one-on-one with homeowners to assess their needs, educate them about their options and design a tailored housing plan. Homeowners receive support to carry out their plan, which may include any of the following: Advocating to lenders for loan modification agreements, assistance with building a sustainable household budget, and establishing a plan to secure alternative housing. Homeowners may call (617) 479-8181 x376 for more information.

First Time Home Buyer Education

Since 1991, QCAP has helped thousands of people realize their dream of owning a home through comprehensive First Time Home Buyer (FTHB) education. QCAP’s FTHB workshop takes place over the course of two sessions for a total of nine hours. They are held at various times throughout the year. Advanced registration is required and each participant is charged $30. Please see the QCAP calendar of events for upcoming workshop information. To locate a homebuyer workshop in other regions of Massachusetts, visit the My Mass Home website

Graduates of QCAP’s FTHB workshops receive a certificate of completion and may qualify for a variety of mortgages through Massachusetts Housing Partnership or MassHousing as well as through conventional lending sources. QCAP also provides one-on-one counseling for potential First Time Homebuyers who are looking for more individualized assistance. Potential homeowners looking for this service may call (617) 479-8181 x 376 for further assistance.

In addition to the Virtual (Zoom) FTHB workshop, QCAP also offers “Framework,” a self-paced online course that can be completed almost entirely at home. After the online course is completed with an overall score of 80 or above, a personalized session with a Homeownership Counselor, lasting about one hour, is required to obtain the certificate. The total cost of the online education, including the individual counseling, is $100. The nonrefundable cost for the online portion of the FTHB workshop is $75. The additional $25 payment will be collected when your counseling session is scheduled. The individual counseling sessions are currently being conducted by phone or Zoom. 

If you have a scheduled closing date, please contact kelta@qcap.org before you register and pay to ensure the advising can be scheduled before your closing.

To register for the “Framework” course, visit:  https://learn.frameworkhomeownership.org/qcap

Housing Rehabilitation Loan Programs

Norfolk County homeowners interested in housing rehabilitation and loan programs should contact NeighborWorks of Southern Massachusetts . Investor-owners may be eligible for loans at a low interest rate if they meet program criteria.